Expensify vs SAP Concur

Expensify and SAP Concur are the most-compared expense management tools. Expensify is the modern, user-friendly option popular with SMBs and mid-market companies. SAP Concur is the enterprise standard with deep ERP integrations, travel booking, and compliance controls. Expensify wins on UX and price; Concur wins on enterprise scale.

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Side-by-side

Expense management for individuals and teams vs Enterprise travel and expense management.

FeatureExpensifySAP Concur
Pricing from$5/user/monthCustom pricing
Receipt scanningSmartScan - excellentGood
Travel bookingVia Expensify TravelNative - full travel management
ERP integrationGood (NetSuite, Sage, QBO)Best-in-class (SAP S/4HANA, Oracle)
Approval workflowsGoodComplex, highly configurable
Best forSMBs and mid-market (1-500 employees)Enterprise (500+ employees, global)
Pricing$5-9/user/monthCustom enterprise

The third option most teams miss

Picking between Expensify and SAP Concur isn't the only choice.

For finance teams that need custom expense approval workflows and reporting dashboards, Appaca builds the internal finance ops tool.

  • No code, no deployment, no devops
  • Built-in database, dashboards, team access
  • Refine with chat as your needs change
  • Free to start, no per-seat pricing surprises

Common questions

Is Expensify better than Concur?

For SMBs, almost always. Expensify is significantly cheaper, easier to use, and faster to implement. SAP Concur makes sense for large enterprises with global travel programs and complex ERP integration requirements.

How does Appaca fit into this comparison?

Appaca is a third option for teams that don't want to choose between two existing tools. Instead of forcing your workflow into someone else's product, Appaca builds a custom app from a description - with built-in database, hosting, and team access. Try it free at appaca.ai.